Balance In Traditional Ira 539944

Lindsey, who is retired, reaches age 70 1/2 in 2013, and she will also be age 71 in 2013. She has a $240,000 balance in her traditional IRA. If her life expectancy is 15.3 years, what distribution, if any, must be made by April 1, 2014?

a. $0.

b. $15,686.

c. $31,373.

d. $240,000.

e. None of the choices.